tag:blogger.com,1999:blog-11560088096774313382024-02-19T04:52:37.463-05:00The New Century IDA: Empowerment through Financial EducationThe New Century IDA(Individual Development Accounts) helps people become successful 1st time homeowners, by teaching them financial literacy and economic independence. These stories are from the heart of the program: from IDA and housing success stories, to articles by working group members and volunteers.New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.comBlogger123125tag:blogger.com,1999:blog-1156008809677431338.post-63266960698417217842022-10-11T09:18:00.000-04:002022-10-11T09:19:19.941-04:00NewCenturyIDA how are you?NewCenturyIDA https://www.google.com/search?q=vista.newcenturyida.housing@blogger.com KRSpeechNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-60778144476569743622019-07-14T00:26:00.001-04:002019-07-14T00:26:54.905-04:00Hellohttp://stalker-gsc.ru/go?https://clck.ru/GzeJP
K R SpeechNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-17620560600959418712018-10-21T17:58:00.001-04:002018-10-21T17:58:20.547-04:00https://goo.gl/qNPK35
K R SpeechNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-41981042389721519232018-07-27T03:11:00.000-04:002018-07-27T03:10:17.713-04:00hi https://goo.gl/Tv3Rd9New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-60861229015661656852016-02-18T21:45:00.001-05:002016-02-18T21:45:58.656-05:00Hisalutations
http://firankiarachne.pl/tone.php?wouldnt=fgt1g2qcss61hvm7
mzkindra@yahoo.comNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com4tag:blogger.com,1999:blog-1156008809677431338.post-45760137185090583232015-06-23T14:58:00.001-04:002015-06-23T14:58:06.627-04:00Car Buying: Stressful...yet surprisingly rewarding
Are you
in the market for buying a vehicle? I
recently found myself in the predicament of having to navigate the often very
stressful and intimidating world of car shopping, only to come out on the other
side empowered, educated, and confident in my decision.
Tip # 1: Although it is not always a possibility, try
to start looking before you are in desperation mode. Car New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com8tag:blogger.com,1999:blog-1156008809677431338.post-17406135675394583072014-02-17T17:12:00.000-05:002014-02-17T17:31:55.184-05:00My Money Smart Challenge
I have completed the first three modules of FDIC's Money Smart financial literacy curriculum! Honestly, I thought these courses would be informative yet easy. I was highly mistaken. At the beginning of each module I was asked a series of questions to test my knowledge. I never passed a pre-test. Here are some I missed:
Which of the following is an example of a secured loan?
a. Home loans and New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com61tag:blogger.com,1999:blog-1156008809677431338.post-39222256364405773252013-11-01T13:08:00.000-04:002013-11-01T13:08:35.717-04:00My Asset Poverty Status
I
recently had the opportunity to attend a conference entitled Pathways to
Prosperity: Integrating Asset-Building throughout Communities. It was here that
a term I had never before heard was being thrown around, asset poverty. Being a
contradictory set of words I was instantly confused until I learned the
meaning. “A family can be defined as asset poor if it has insufficient net
worth to supportNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com3tag:blogger.com,1999:blog-1156008809677431338.post-24291095333690338962013-07-10T11:25:00.001-04:002013-07-10T11:25:19.265-04:00Smart Phone on a Tight Budget: Doable
Well, I did it. I went against everything I had said previously, my
declaration to society, and a promise made to myself to wait until I paid
off my student loan. I got an iPhone.
Allow me to explain.
I have wanted a smart phone for a really long time, and
particularly an iPhone. I didn’t care whether it was the 4, the 4S, or the 5. I
just wanted to be able to look stuff up on GoogleNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com4tag:blogger.com,1999:blog-1156008809677431338.post-54246836711111314302013-04-19T14:02:00.001-04:002013-04-19T14:02:59.367-04:00February Spending Diet
As I wind down my first month on The Spending Diet, I can’t
help but feel at least particularly happy with my financial progress and grasp
on my money situation. I honestly thought I had it all figured out before now,
but it turns out I didn’t. In fact, I still don’t have it all figured out, as
budgeting, saving, and cutting costs will always produce new tips for me to
learn. Well, here goes; New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com3tag:blogger.com,1999:blog-1156008809677431338.post-49524713454211819242013-02-04T12:05:00.002-05:002013-02-04T12:05:29.707-05:00College Application Deadlines and Fees for UNC Schools
Interested in going to college this fall? Check out these
deadlines for four-year public universities to make sure you have the best
chance of getting accepted:
University
Application
Deadline
Application Fee
Appalachain
State University
February 1, March 15
$55
East
Carolina University
March 15
$70
New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-80705856415951268812013-01-31T15:40:00.001-05:002013-01-31T15:40:38.082-05:00Post-College Financial Lessons
My post-grad experience has been
typical of many of my friends, complete with college debt, no money, and
certainly no money to jump into being able to pay for an apartment or put a down
payment on a house. My friends and I share our experience with thousands, of
college grads all over the United States who are living at home to save money
and pay off any debt before really settling down.New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com1tag:blogger.com,1999:blog-1156008809677431338.post-65179332552215995882013-01-31T15:37:00.001-05:002013-01-31T15:37:51.882-05:00The Spending Diet: Challenge Accepted
I like to be honest when I blog because I when I read other
people’s writing, I like to be able to either relate, or not relate. For
instance, someone who makes tons of money and lives debt free might not get as
much from the blogs I write compared to the low-moderate income person who is
trying to pay down debt. We are all different, and when it comes to making life
better and easier for us, New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-33345229244933880162013-01-24T15:01:00.001-05:002013-01-24T15:01:27.978-05:00Marriage and Money
When it comes time to find that special someone to share
your life with, we all kind of know what we are looking for. Some people want
someone fun and kind, who wants kids, and has similar religious and political
views. Other people might be looking for someone who loves music, hates the
mountains, but likes cooking and movies. It comes as no surprise that we want
someone compatible, which is New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-11560275163686033722013-01-15T13:36:00.001-05:002013-01-15T13:36:10.120-05:00What should parents pay for?
When I was little, I rarely
bought anything at all. I’d collect my money in a little tin box and only take
it out when I was desperate. And rarely was I desperate. I’d want this or that
so I would try to convince my mom to buy it so I wouldn’t have to spend the
precious cash I had been saving for so long. When she said no and that I could
buy it with my own money, I was usually immediately New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-19672997744757708142013-01-08T16:07:00.003-05:002013-01-08T16:07:20.101-05:00Smart Phones on a Tight Budget: Good or Bad Idea
I have iPhone fever. For months
now, I have agonized over whether to upgrade my flip phone when my contract
ends (which ended this past October), or use my current phone until it dies,
then try to revive it and use it again. I have talked about my small budget in
previous posts, and that, accompanied with my student loan debt, truly has no
room for luxuries like a smart phone which would add $New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com2tag:blogger.com,1999:blog-1156008809677431338.post-91559843851328411352012-12-20T11:39:00.002-05:002012-12-20T11:39:13.853-05:00Generation Y Not: Day 3
Continued from December 14 and 17 post on why Generation Y isn't as bad as society claims.
We spent our lives being told we can do anything, so why not let us
prove it?
I grew up in an era in which all
people, no matter what their abilities may be, were celebrated. “Everyone is a
winner” is what I hear most people refer to it as, usually while scoffing. The
reality is that people don’t likeNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-87551077669904568932012-12-17T15:23:00.003-05:002012-12-17T15:23:50.309-05:00Generation Y Not: Day 2
Continued from December 14 post on why Generation Y isn't as bad as society claims.
We embrace change.
I’ve heard and read complaints
about millennials who thrive on an ever-changing atmosphere complete with
multiple job changes, spouse changes, changes in tradition, culture, and
communication. We graduate college and we want to revolutionize, which often
ends up changing the structure thatNew Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-49410825839359942602012-12-14T16:15:00.001-05:002012-12-14T16:17:54.224-05:00Generation Y Not: Different, Not Wrong
As a member of Generation Y, or
the generation commonly referred to as “millennials,” I am fascinated by the
facts, statistics, and general descriptions that surface about our “type.”
Known for being the “Entitled Generation,” individuals born after 1980 and currently
entering the workforce have developed a reputation for overspending,
irresponsibility, and lack of work ethic. Just type “New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-82159455701923130662012-12-14T15:09:00.002-05:002012-12-17T15:20:54.425-05:00Money Saving Tips for People With a Low Income
If you are like me, it can be difficult to manage a
budget when you have student loans and other financial obligations to worry
about. A part of my experience as a Volunteer In Service to America
is to live in poverty, according to the region I am serving, for a year. Our
goal as asset builders is to fight poverty by helping people become financially
literate and save money to New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com75tag:blogger.com,1999:blog-1156008809677431338.post-14837119583052474702012-10-08T11:01:00.000-04:002012-10-08T11:01:09.533-04:00Holiday Shopping 2012 Predictions
Interested in knowing what is in store for the 2012 holiday
shopping season? Check out these interesting predictions to plan your shopping.
Overall Holiday sales will rise
modestly – Holiday sales will rise
from 3.5% to 4% this season, with total sales rising from $920 billion to
$925 billion.
“Non-store” sales will rise –
Non-store sales, which consists of New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-72921702952889523312012-10-08T11:00:00.001-04:002012-10-08T11:00:19.613-04:00What to buy in October
With all the hustle and bustle right between back-to-school
shopping, Halloween, Thanksgiving, and Christmas, it is difficult to know if
consumers are getting the best bang for their buck. Check out this list by Mark
Di Vincenzo from TIME’s Moneyland before you make a purchase this October:
Shop Online – The weekend before
Halloween has the best deals on clothes and electronics, New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-46459750818736323702012-08-29T15:03:00.001-04:002012-08-29T15:03:46.921-04:00No Funds From Students, No Funds From State
The reduction in state funding for education has caused
economic turmoil for many students who depend on fixed tuition and enough money
from loans and grants to provide adequate resources to pay for school, according
to Lisa O’Donnell’s article in the Winston-Salem Journal titled N.C. colleges see jump in cancellations.
The reduced state funding allowed universities to increase their New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-32010538612600347022012-08-27T12:01:00.003-04:002012-08-27T12:02:56.159-04:00Experience is the Key to Job OpportunityWith all
the school and certification required to practice law, law school students as
well as the general public would think passing the bar exam would be the only
barrier standing between an indebted law student and a successful life in the
law firm defending their clients. According to Catherine Carlock’s article
found in the Winston-Salem Journal on job status for law graduates, the
American New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com0tag:blogger.com,1999:blog-1156008809677431338.post-20044113485451328802012-08-20T16:12:00.000-04:002012-08-20T16:12:16.438-04:00Saving for College vs. Saving for Retirement
Let’s hear from the experts:
The stress of paying for college has parents questioning
which is more important: saving for retirement or paying for their child’s
education. Although both are important investments for the future, ING
Retirement Coach Jacob Gold suggests that dipping into retirement funds is not
a financially healthy way to go in order to pay for college.
College is New Century IDAhttp://www.blogger.com/profile/05516779400647994840noreply@blogger.com2